the card doesn't just need files on it, it also needs to be formatted correctly and the files need to be in specific positions on the card.
the raw file contains everything including the format data and the file position data so you can't just copy it, you need to use a formatting tool to "re-image" the card using the raw file.
as I mentioned several times in this thread I use a program called win32discimager for this task:
https://sourceforge.net/projects/win32diskimager/
however I wouldn't recommend spending a lot of time on this until you've got the modbios installed. Getting a good working card and getting it card formatted correctly is the hardest part and in-case your first few attempts are failures you'll want to carefully documented the steps that worked out successfully for you so you can duplicate that with doesnt RAW HDD an imager